Finally got all the paperwork together for my claim to APRA for early release of my superannuation - the application ended up being 12 pages long! I faxed it through and posted it and now the process begins of waiting and keeping my fingers crossed. I have one concern and that is that I need almost the entire amount I have in super ($18,000) and from what I have heard the super funds like you to leave some in there. Maybe they will only give me some of it... then I need to apply to my husband's super fund, or refinance a personal loan with the bank. Not for a second have I questioned the process, though. I need this surgery now, not in 12 months when my health insurance waiting period is up. By then I could easily have gained 20-50kg - why not find the money now and LOSE 20-50kg in the same time period??
I am so scared that my superannuation fund won't give me any money at all, which I know they have done in the past to other claimants. They're one of the funds that are known to be painful about early release. Just trying to think positive, and trust that the universe will provide.